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Phone: 920-563-6616

Routing No.: 075902175

Our Two Cents

Home Protection

Homebuyers Privacy Protection Act: Finally, an end to annoying mortgage offers

On September 5, 2025, the Homebuyers Privacy Protection Act was signed into law, putting an end to unsolicited calls, emails, and texts from various lenders after applying for a mortgage.

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laptop and phone with fog surrounding them

Spooky scams to watch out for

Scammers love tricks, not treats. It’s important to always stay vigilant and not get caught in their web.

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Person about to answer Unknown caller on cell phone

Pretext calling: The phone scam you need to hear about

If you’ve ever received a call from someone claiming to be from a government agency or a tech support team, you may have been the target of a pretext call.

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Magnifying glass, looking for a scam

Can you spot a scam?

Every day, thousands of people fall victim to fraudulent emails, texts, and calls from scammers pretending to be their bank, a loved one, the government, or law enforcement.

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One Big Beautiful Bill

One Big Beautiful Bill Act

The One Big Beautiful Bill Act was signed into law by President Trump on July 4, 2025. Here are a few key highlights of the law.

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Pennies

Questions surrounding the end of the penny

After more than 230 years, the U.S. Treasury announced it will retire the penny from circulation.

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Hand dropping coin into savings jar

Why should I set up a savings account?

A savings account is one of the simplest yet most powerful tools for building a strong financial foundation.

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Credit Score

Tips for improving your credit score

What's your credit score? Whether you're looking to build, boost, or maintain your credit, here are some essential tips to help guide you.

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Digital Banking

Wire transfers are changing: Here’s what you need to know

Starting July 14, 2025, all U.S. financial institutions, including PremierBank, will be required to use the ISO 20022 format for wire transfers, replacing the current FAIM format.

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House for sale

10 indicators you’re ready to buy a house

Buying a home is an exciting time and a significant financial and personal commitment. For many Hispanic families, buying your first home is a big dream, one that comes with extra questions and some uncertainty.

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computer icon with "spoofing attack" text across the screen.

Don’t be fooled: Understanding spoofing and how to protect yourself

In today’s digital world, fraudsters are getting more sophisticated, and one of their favorite tricks is spoofing. In this post, learn what happens if you fall for a spoof attempt and tips on how to protect yourself.

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Toy house and calculator on table close-up

Looking to buy a house but not sure how much you can afford?

Purchasing a house requires careful planning and financial assessment. Here are some important steps and factors to consider.

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Pink piggy bank on a beach with sunglasses and beach towel.

5 ways to save money this summer

The kids are out of school and whether you are planning for summer vacation or looking for a way to save money while staying close to home, here are a few strategies on how you can make the most of your summer without breaking the bank.

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Small business owner

5 banking tips for small business owners

Owning a business can be the most rewarding challenge, but it certainly is not an easy task to start or to maintain. Here are some key recommendations to consider.

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Certificate of Deposit

What is a CD and why should I start one?

If you’ve ever wondered how to grow your savings without the ups and downs of the stock market, a Certificate of Deposit (CD) might be just what you need. CDs are a safe and reliable way to earn interest on your money – perfect for anyone, whether you’re one or 100!

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