Looking to step up your savings strategy? A CD or IRA could be the perfect fit. With higher interest rates, these options help your money work harder for you. Just ask our dedicated team of personal bankers. They’re ready to help you find the right products to meet your financial goals.
The PremierBank Difference
- Our personal bankers and customer service professionals are dedicated to helping you make the selection that’s best for your financial goals.
- We are locally owned and managed with nine offices located in Fort Atkinson, Janesville, Jefferson, Johnson Creek, Sullivan, and Whitewater.
IRA and CD Products
Certificates Of Deposits (CDs)
These savings accounts have a fixed interest rate and a fixed maturity date, at which point a withdrawal can be made. We’ll work with you to determine the terms that work best for you.
IRA Passbook
Traditional, Roth, and SEP IRAs are available as a Passbook account, as well as a Savings CD. They do not have a maturity date or a specific term.
IRA Savings CD
IRA Savings CDs provide the potential for tax-deferred savings, helping you grow your retirement funds.
Get Started With An IRA From PremierBank
1. Contact Us
Give us a call for immediate assistance, or fill out the contact form below.
2. We'll Connect
One of our banking professionals will be in touch within one business day.
3. Discovery Meeting
We'll help you discover the solution that's right for you.
4. Follow Up
If you have any questions, we'll be Here. For you. Always.
IRA & CD Calculators
When it comes to saving money, putting away even the smallest amount can make a big difference. Explore our calculators to see how savings can work for you.
Calculate
Investment Financing
Select your financial calculator below to begin.
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Portfolio Yield
Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.
Saving to be a Millionaire
Estimates a monthly deposit amount in order to save to a million dollars.
Investment Yield
Determines the return rate on an investment.
Future Investment
Computes what an amount invested today will be worth at some point in the future.
Time Savings
Compute the total amount you would be able to save with monthly deposits.
Needed Rate
Compute the rate of return you would need to reach your savings goal.
Initial Savings
Compute how much money you would need to start with to reach a savings goal.
Monthly Savings
Computes the monthly deposit amount needed to reach a savings goal.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
Retirement Financing
Select your financial calculator below to begin.
One or more of the fields is not filled out.
The date you have entered is invalid!
The amount of time is too large to compute!
The amount is too large to compute!
Percentages cannot exceed 100
Your down payment exceeds the home price
Traditional vs. Roth
Which is better, a Traditional IRA or a Roth IRA? Traditional IRAs offer tax-deferred earnings and tax-deductible contributions. Roth IRAs offer tax-free earnings, but contributions are not deductible.
Traditional IRA
Use this calculator to compute the amount you can save in a tax-deferred Traditional IRA. Contributions to your Traditional IRA are usually tax deductible now, but you pay taxes when you withdraw the funds in retirement.
Roth IRA
Use this calculator to compute the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement. Because this is a Roth IRA, your contribution limit is after taxes and your effective contribution limit is higher than a Traditional IRA. This calculator allows you to enter your annual deposit amount in "Before Tax" dollars so that the after tax deposit amount is automatically computed for you.
Retirement Savings
Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.
Retirement Rate
Use this calculator to find out what rate of return you would need to make recurring withdrawals of a specified amount from an account.
Retirement Funding
Use this calculator to find out how much money you must have in your savings account to make recurring withdrawals of a specified amount.
Monthly Spending
Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.
Calculator Information
The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.
Calculator Disclaimer
These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.
PremierBank Savings Accounts
We all save for different reasons. Whether it’s for a rainy day, an item on your bucket list, or you’re just trying to create a little financial cushion, we’ll work with you to help you find the saving strategy that’s right—for you.
Contact The PremierBank Personal Banking Team
Give us a call for immediate service. If you fill out the contact form with details about what you’re interested in, a member of our team will contact you within one business day.
(920) 563-6616